How to Buy Your First Home with Confidence - Guide to Home Ownership
How to Buy Your First Home with Confidence - Guide to Home Ownership
Announcing - we've bought our first home!
As I cleaned them up I found myself singing a bit of U2 "...A man will beg, A man will crawl, On the sheer face of love, Like a fly on a wall" Our home is in Charlbury and to get a flavour of the town: www.charlbury.info/downloads/charlbury_visitors_guide.pdf
Home Is Where I Find Myself
{3/30 days of gratitude 2010} I'm grateful for our home. Three years ago, my husband and I bought our very first home together. It's an old, historic home in a well established neighborhood. I am not only grateful for the wonderful house that we are living in, but also for the wonderful memories we have created when we decided to restore it together.
First ever home grown potato!
My first ever home grown potato. Had a little rummage around to see if my "first earlies" were ready and i found this little fellow. Still got shop bought potatoes to use up so i can't dig them up yet.
Austin First Time Home Buyer Seminar Tap into Trust
First Time Home Buyer Seminar with Kenn Renner of BuyAustin.Com and Kenton Brown of Sente Mortgage Transcript: American Dream Seminars. You can go to www.AmericanDreamSeminars.Com, that leads to my website, www.BuyAustin.Com. Were in the business of helping people turn dreams into reality. I started out really with nothing and I was able to make my dreams come true with a lot of hard work and also by meeting a lot of the professionals that were there to help me along the way. Mentors and professionals that I came to learn from at seminars like these and through personal relationships. I learned about goal setting and planning and then turning plans into reality. In fact, we do teach a goal setting and time management seminar, especially for professionals. Good professionals have to have good service, they have to have good expertise, and they have to have good integrity. If youre missing that in the triangle, youre going to have a difficult time. We found out that if we help peoples dreams become a reality through service, expertise, and integrity, we get the most highly coveted compliment that a professional can get and thats the referral. Youre not going to refer your friends and family and co-workers to us unless we get you to the level of level of trust that you trust us so much that youll refer us. So the TRUST pyramid here starts with Truth and integrity and youre looking for that in a professional. Respect, which is really the respect that the professional has for you. Understanding do they take the time to understand and care about your own personal needs and wants. Everybody is different and everybody is going to end up in a different house someday. So do they understand what your needs are, do they ask enough? Enough to get them to the level where youre Secure to give them your personal information. Your personal insight. Your personal dreams and aspirations. If we can accomplish that as professionals, you get to the level of Tethering. And what I mean by Tethering is that referral. You kinda throw out the rope to the next person. Hey, you gotta go to this guy, you gotta go to this girl. Shes the one that really helped me get my home or got my loan. And thats why we talk about the tethering because if youre missing any of those things, Truth, Respect, Understanding, or Security, youre not going to reach the level of Tethering. Ive been doing these types of seminars since 1994 here and across the nation. And what were coming up against is a lot of fear. So you need to work with a trusted professional because its gone back to relationship and referral based business. If you refer us business, we dont have to go out and chase it. Now, 68% of people out there that buy a home go with the first realtor they met. So Im the first realtor that youve met, Ive got a two-thirds chance of being your realtor. Im seriously saying that because I think that after you go through what we talk to you about and what we show you, youll see the honesty and the sincerity and youll find that youre going to want to tether us to you and to other people climbing the mountain.
186 piece Softsided First Aid Kit
Buy 186 piece Softsided First Aid Kit All Purpose Softsided First Aid Kit - 186 Piece Large Kit. Be Prepare for all emergency situations in the car, at home, outdoors or on the water. Supplies are easy to find in patent pending, clear pocket pages. Brand Large kit is developed to your save time. References/Instruments/Misc: 1 - 40 Page First Aid Guide booklet 10 - Cotton tipped applicators 4 - Exam quality vinyl gloves 2 - One time use Thermometers 2 - Medium safety pins 1 - Scissors 1 - Tweezers Topicals/Antiseptics: 14 - Alcohol cleansing pads 12 - Antiseptic cleansing wipes 5 - Antibiotic ointment packs 3 - Insect sting relief pads 3 - Castile soap towelettes 2 - First aid/burn cream packs 1 - Burn relief pack Medicine : 6 - Extra-strength non-aspirin (tablets) 6 - Aspirin (tablets) 4 - Ibuprofen (tablets) Bandages: 50 - Adhesive plastic bandages 3/4" x 3" 20 - Junior adhesive plastic bandages 3/8" x 1-1/2" 3 - Fingertip fabric bandages 3 - Knuckle fabric bandages 3 - Elbow & knee plastic bandages 2" x 4" 1 - Triangular sling bandage 1 - Non-stick pads 2"x3" Injury/Treatment 5 - Butterfly wound closures 2 - Premium grade moleskin 2" x 2" 1 - Finger splint 6" x 3/4" 1 - Instant cold compress 4" x 5" 1 - 1/2" x 5 yd. First aid tape roll Dressings : 6 - Gauze dressing pads 2" x 2" 2 - Gauze dressing pads 3" x 3" 2 - Gauze dressing pads 4" x 4" 1 - Trauma pads 5" x 9" 1 - 2" x 4.1 yd. Conforming gauze roll bandages 2 - Sterile eye pads 2 - Non-stick pads 2"x3" 10 - Cotton tipped applicators Total Pieces:186 Kit Dimensions: 11"x8-1/2"x3-1/4" Buy 186 piece Softsided First Aid Kit
"To me!"
My daughter, Danielle, is in the process of buying her first home. I got to see the house for the first time Saturday afternoon. As we drove up she spotted the "sold" sign for the first time and was almost giddy. Scary times to be borrowing money but certainly a buyers' market -- hard times for parents to know what advice to give, too.
Home
To me home is a state of mind rather than a place. I left my "home" in South Africa in 1996 to move to New Zealand and for the first 3 months I lived in a gorgeous furnished apartment - but it was not home. The moment my container arrived, and I could unpack my memories it became home again. Now New Zealand is the place I refer to as my "home by choice". The dictionary has this definition home base: the place where you are stationed and from which missions start and end, and that is the way I look at the roof over my head - every item in this picture has a memory(see the notes) - comes from somewhere I have been on one of my missions in life - and that is what I treasure.
Home Office
Curious. What does your home office look like?
first
.......I have bought my first tulips for this season :)
A future President's Home ~ from adversity strength
Hermitage ~Home of Andrew Jackson
Lovegood home
So I bought 4194 Whitecap Bay yesterday. I have to admit I wasn't going to buy it at first and just get the mermaids from bricklink. But then I went to work (I work at a cinema untill I graduate) and I had to supervise the premiere of PotC4. After seeing the movie I just had to have the set since it's such an iconic scene in the movie. I built the set and as soon as I finished it I noticed how much it reminded me of the Lovegood home from the HP universe. So I tore most of it down and build it again. I removed the play features so it wouldn't collapse all the time. I've added a baseplate, two big ugly castle pieces and some window and doors in tan/white. And voila: Lovegood home. Keep in mind this is still a WIP so I still need to add some details and I will probably change some minor things about the house but as far as the basic shape of the house, this will be it. Comments and Critics are more than welcome.
First aid
My car first aid kit. the picture was taken after I updated it, Adding the detol, sunscreen, and after sun gel, as well as combining it with the FAK from my emergency bag, which lives in my boot anyway. I had to make a new bag for it , as the old one was just too small now
first day of school
Day 268-- Emily's first day of kindergarten! This is such a classic picture that everyone who has ever gone to school will recognize it without being told what it is, and that's exactly what I like about it. I have joined the ranks of the generations of parents who have taken this picture. I wanted to leave it sooc, but it looked a teensy bit crooked. I tried to straighten it, and found that my deck is crooked, and if I make one part of it level, the other part is tilted. Never mind about straightening the picture; we need to straighten the deck! Anyway... Emily's first day of kindergarten was an interesting experience. In many ways, she doesn't belong in kindergarten, and I was (am still) worried that she wouldn't learn anything. If she's not challenged, she *becomes* the challenge. At her kindergarten orientation, the teacher asked her to do a worksheet. The directions were: "Say the letters. Then color the big letter A." She was upset (understandably so, I think) because this was something she could do when she was three. I asked the teacher if she was going to learn anything, since she's already reading at a second grade level, and the teacher looked at me like I was some kind of freak and told me I should have had her tested last year to see if she could go to kindergarten when she was barely four years old. She couldn't read then! She was practically a baby and in no way ready to be in kindergarten all day (they go 6.5 hours a day here). The teacher's negative reaction surprised and concerned me, so I went to the office and asked to have my daughter tested to see if she's in the right class. The woman who pulled Emily out of class on the first day for testing is fantastic. She was so positive and helpful and friendly, and I would love for her to be Emily's teacher, but that's not her job. The results: Emily reads 75 words per minute, and the goal for the end of first grade is only 40 words per minute. She counted to 109 with no problems, and then was able to continue with a little encouragement. She writes sentences and stories, but she doesn't know any punctuation. On the other hand, she is not mature enough physically, emotionally, socially, etc, to skip to first grade altogether. We decided to put Emily in a first grade class for reading and special classes like library, music, and PE because the first grade classes do reading after the kindergarten classes and it would be silly to go to reading groups in both classes. The plan is to spend two hours in first grade and four hours plus lunch in kindergarten. This still puts her way ahead of the game, but at least she won't have to suffer through "learning" the alphabet again when she can read small chapter books. I also bought a first grade homeschool curriculum book to work on at home, because I don't know how else to fight for what she needs.
(South) Country Road, Take(s) Me Home - IMRAN™ — 400+ Views!
Just after Christmas 1993, snow still on the ground, I took a train from Manhattan for a real estate person to show me some areas to buy or build my first very own home and my first home in America. (I am blessed to have a family home we built in Lahore, Pakistan 25 years ago). In East Patchogue, I was taken in by the beauty of the area. This road, created literally 80 years ago, the aptly named South Country Road, looked really beautiful and representative of the South Shore's "God's country" living charm and lifestyle, just over one hour away from Manhattan and a short drive away from the Hamptons. As a matter of fact, the area is affectionately called the Hamptons without the hassle! Indeed, like the words of that great song, this (South) Country Road, Take(s) Me Home, to Heron Pointe, the place I now live and so belong. I just fell in love with the beachfront property, and the spot I would build my dream home, within 30 seconds of stepping out of the car, right then, right there, on that very first visit at Christmas 1993. It took half of 1994 for me to build up the commitment courage (and paperwork as a Green Card holder but non-citizen entrepreneur with no regular job) to commit to the contract. And that too I did when someone else made the builder an offer on "my" home lot. Not being able to stall any further, I made the commitment, and the home was completed in time for my birthday in 1995. I have been blessed to live here for 15 years now. Now, even as I face some truly challenging times, that can uproot me in every way imaginable, every time I am walking and get to this spot (from where my home is just over a mile away ahead and to the right on the water) it takes my breath away. Exactly a month ago, May 9, 2010, a particularly difficult and dark day for me, was possibly the single most vivid, clear and bright Long Island day I have seen in a few years. I simply pulled out the pocket Nikon S6, and, after waiting several minutes to find the road clear, took this shot. I did not mind the bright Red Jeep receding into the distance, into the wild future just around the vanishing point, that dark bend in the road, giving contrasts of Red, Yellow and Green on the road, and Red, Blue and White with the sky. South Country Road. It's taken me home for 15 blessed years. Where the road takes me, and what road I will be on, all I can do is continue on the drive of an amazing life, on this walk through time, spreading my wings, destination unknown. I thank God for having blessed me more than I could have imagined and - as I have faith and pray - He will do even more in the days and years to come. © 2010 IMRAN DSCN0785
Fly Away Home Pendant :: Front
We just bought our first house so I have “house†on the brain. This lovely little collage is about how home is a haven for you and your family, your protected space, your home base. © In My Head Studios
Dresser
This is the first and only dresser I've ever had. When my parents bought their first home, it came with the house. The drawers stick, I cursed out loud for the first time ever when I caught a finger in one of them, it's probably three inches thicker from paint layers.
Lukia Mirage Sky - First BJD
Hi everyone ^_______^ Guess what?! I bought my first BJD! The doll shop by me ordered a Dollmore Lukia and I put her on layaway. I'm so excited! I snapped this picture as she was laying in her box. Isn't she adorable? I am so happy! I can't wait to bring her home. She is my first BJD. I am totally nervous 0____0 but I think I'll be a good mommy ^___^ I wanted to dedicate this photo to Looloo because her BJD's have inspired me and created the love I now have for these lovely dolls <3 PS. Sorry for the low quality--I took this on my phone ^__^;
Papwa's Sewgolums family
British Open of 1959, Papwa Sewgolum travelled to the UK in a twin-engined, six-seater Piper aircraft, making stopovers at Beira, Dar es Salaam, Entebbe, Juba, Khartoum, Cairo, Benghazi, Tripoli, Tunis and Rome. At the age of 30, he was leaving South Africa for the first time, but it was not so much a journey into the unknown as the voyage of a man bent on discovery. Sewsunker Papwa Sewgolum, the best black golfer in South Africa, had to find out whether he could hold his own against the top white professionals. Where he came from, that was forbidden. The pilot-owner was his benefactor from Durban, Graham Wulff, my granfather, who had derived his wealth from inventing a skin care product which he called Oil of Olay. He bought the Piper to travel the world promoting his product. It was with his plane that he transported Papwa. Sewgolum was neither a household name outside black golfing circles, nor was he ever going to make a fortune, relatively speaking, playing in South Africa. He was a poor man who could neither read nor write, and apartheid forbade him from playing alongside white golfers at home, in South Africa, in their more lucrative tournaments. All his life he lived from hand to mouth and towards the end he apparently sunk whatever money he had in the 19th hole. At Beachwood Golf Club, where he was chairman, my grangfather first met Papwa when the young Indian caddied for him and his business partners, Jack Lowe and Edmund Anderson. Before long, my granfather would come to appreciate the immense potential of a self-taught golfer who hit unerringly with a cross-handed grip, that is the left hand holding the club below the the right. Wulff persuaded Lowe and Anderson to join him in sponsoring Papwa to play in the Open Championship at Muirfield in 1959 and subsequent events in Europe. It was after the government had allowed him to play alongside leading white players in the Natal Open of that year that Papwa won the title at Durban Country Club. In what my granfather categorised as "the greatest game of golf ever played", the pair( Player and Papwa) went head to head in the final two rounds to leave Papwa the victor and Gary Player the vanquished.
home office update
I got this idea from a Martha Stewart magazine: "Here's a two-part solution for keeping things within reach--but off your work space. First, mount linen-covered fiberboard, such as Homasote, on a wall: the custom bulletin boards are perfect for notes and more. Then hang a picture-frame ledge to hold a pencil cup and other office essentials." The Homasote boards were from a local lumber store and covered in a cheap green bed sheet I found at Target. The picture-frame ledge was found at Ikea; I believe the Ikea name for the ledge was Stripa. This picture just shows my husband's half of the workspace. We bought an extra long desk (also at Ikea) so my side is just to the left. I'll try to get a better picture up soon.
Home Office Under Construction
View of my new home office under construction. When I'm done I'll have a nice L-shaped workstation.
The 5 Million Dollar Home
Bought my first Crumpler last February 16 (Monday). I'm targeting a bag that can still be concealed within a bag. Haha! Well seriously, this is the new version of the Million Dollar Homes by Crumpler. I love it more this time! LOL! :)) This Crumpler can pack a Nikon D90 (w/o grip), 24-70 2.8 (w/hood), 18-200VR (w/o hood), SB 800, extra SD cards and AA batteries plus an iPod. Hehehe! It's tight though! :p
Scan-100509-0002
I recently bought a Jobo CPE 2-Plus to do home colour negative development. This was my first try. I think it turned out pretty well.
Her First Car ride Home- 2006
I never really shared much photos on here of Shoni as a newborn - or any photos from her first year really For the reason that I hated my camera at the time it was Horrible - thats what I get for buying a $40 Hyundai digital camera - LOL but its all we could afford at the time Seriously I had to work some Mojo magic just to take a half-way decent photo Exposure was always incorrect - the screen was so dark I could barely see anything , and there was usually a Yellow tint to all of my pics regardless of what I did - there was more issues just cant remember them all - LOL Anyway I still love this photo of her first car ride home - regardless of the blown-out spots Not sure if I will keep this pic up or not just had to share
